Contractors Insurance Services Home Page Auto & Motorcycle Homeowners Business Mexico Make A Payment Services and Contact Quote & Buy Policy Changes Call Us

Hybrid auto insurance - AustinThere are many reasons one can decide to buy and drive a hybrid vehicle. It may be due to concern over climate change issues, or a means of reducing dependency on fuel.  It may also be a way to reduce overall gas costs or it could be that the driver doesn’t want to contribute to local pollution problems, regardless of climate change concerns. Another reason could be that drivers want to lower their insurance premiums.

Hybrid Drivers Less Risky

It is unlikely that a driver who chooses a hybrid vehicle does so to be flashy or to drive a car able to race down the highway at the speed of sound. Insurance companies generally see hybrid car drivers as a safer bet than drivers who have other types of vehicles, such as sports cars and other non-hybrids. If a driver’s actual record supports this impression, that driver could end up with significant discounts from insurers.

Less Hybrid Theft

Institutions that study stolen vehicle figures in the U.S. notice that a higher percentage of stolen vehicles are older because technology makes it more difficult to steal newer models. Hybrid cars, which are relatively new to the auto world, are definitely benefiting from this trend. Of the top 10 types of vehicles stolen in 2010, none were hybrid models.

Newer Cars, Newer Technology

As noted above, the newer your car is the more it benefits from new technology, but that can be a double-edged sword. When hybrids first hit the road, they were difficult and expensive to fix or replace, prompting higher insurance limits and premiums. Newer hybrid vehicles are more mainstream and not as costly to repair or buy.

The good side of the technology sword is that it introduces many more safety features than had previously been available. From back-up cameras to blind spot detection, discounts abound when insuring a new hybrid vehicle based on the safety-oriented technology.

Nothing matters as much as your own driving record when an insurer evaluates you for a policy. Luckily, you can control your driving record from this point forward by following traffic laws and driving your new hybrid vehicle with caution. If you have questions about other ways to reduce premiums or to get a free Austin auto insurance quote, give us a call at 512-518-6292.

 JG

Share |


1 Comments

farjana akter said...
http://travelinsuracequotess.blofspot.com/

Wow!!!!!!! This is a very interesting article. I am very pleased to read this article. It’s a very good article. It will be much benefited for me. I can learn many things from this article. I would love to read this article. I can gather lots of information from this article. Thank you.




SUNDAY, JUNE 03 2012 1:36 PM

Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
RSS Home Page Austin Auto Insurance Get A Quote Contact Us Blog Home Page Like us on Facebook Follow Us on Twitter Connect With Us in LinkedIn Youtube Channel
Also serving these Austin area communities in Texas:  Bastrop, Buda, Cedar Park, Cedar Creek, Killeen, Kyle and Pflugerville.