Homeowners Insurance in Austin, TX
Our team at Contractors Insurance Services understands the risks faced by Texas residents. We offer homeowners insurance options that align with your budget and goals.
Why Do I Need Homeowners Insurance?
Texas weather may be unpredictable, with risks like hail, windstorms, and wildfires. Carrying homeowners insurance can help you manage the impact of these events. Our team stays current on local risks and insurance requirements, so you can choose a policy that fits the challenges of living in the area.
What Coverage Options Do I Have? 
Homeowners insurance can help with costs related to damage or loss of your property and belongings. Standard coverage options may include:
- Dwelling coverage may compensate for damage to the structure of your home caused by risks such as fire, storms or vandalism.
- Personal property coverage may pay for the repair or replacement of your belongings if they are stolen or damaged.
- Liability coverage may assist financially if someone is injured on your property or if you cause damage to someone else’s property by accident.
- Loss-of-use coverage may help with temporary living costs if a covered event makes your home unlivable.
What Factors Affect My Insurance Costs?
Several factors can influence your rates, including:
- Your home’s age and condition
- Its location and proximity to fire stations or flood zones
- Your personal belongings’ value
- The coverage limits and deductibles you prefer
Get Started Today
We can help you secure a policy that fits your home. Contact Contractors Insurance Services for a free quote or more details about insurance options near you.