enero 3, 2012
AgencyUnderstanding Your Insurance Deductible
Understanding the role deductibles play when insuring a car or a home is an important part of getting the most out of your insurance policy. A deductible is basically the amount “deducted” from an insured loss. Deductibles have been an essential part of the insurance contract for many years and represent a sharing of […]
enero 10, 2012
AgencyDriving in the rain? Tips for staying safe
Spring is finally here. Which, in many places—like Mobile, Ala., and Hilo, Hawaii, two of the rainiest cities in the country—can mean more frequent encounters with wet or slick roads. Knowing how to prevent hydroplaning (when you lose traction and skid on wet roads)—and react if you do skid—can help you stay safe on the […]
enero 16, 2012
AgencyDo I need a commercial auto insurance policy?
As a businessowner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel — liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use […]
enero 23, 2012
AgencyCan a Hybrid Car Reduce Your Insurance Premiums?
There are many reasons one can decide to buy and drive a hybrid vehicle. It may be due to concern over climate change issues, or a means of reducing dependency on fuel. It may also be a way to reduce overall gas costs or it could be that the driver doesn’t want to contribute to […]
febrero 3, 2012
AgencyTop 7 Fatal Road Crash Risk Factors for Teen Driving
Teen drivers have the highest fatal crash risk of any age group. Per mile traveled, they have the highest involvement rates in all types of crashes, from those involving only property damage to those that are fatal. The problem is worst among 16 year-olds, who have the most limited driving experience that often results in […]
febrero 21, 2012
AgencyInflation and Your Business Insurance Coverage
Everyone knows inflation makes products cost more, which means your dollars are less powerful. But have you ever stopped to consider how that affects your business insurance coverage? Commercial Property Insurance The limits on your commercial property insurance are meant to cover the rebuilding costs should you face the destruction of your building due to […]
marzo 7, 2012
AgencyHow to Locate and Decode Your Vehicle’s VIN
You can locate and decode your vehicle’s identification number (VIN) in a variety of places. Get an Austin Auto Insurance quote today, just call 512-518-6292. Where to Locate Your VIN On Your Vehicle On the dashboard, just below the windshield (driver’s side) On the driver’s side doorpost (where the door latches) On the driver’s side […]
marzo 12, 2012
AgencyNew Car Buying Tips in Austin
Shopping for a new car involves a lot of research and negotiation. Following these new car buying tips before you buy can save you time — and a few dollars. Research Before You Look at Cars Set your price — before you start shopping. Decide how much money you can spend and what type of […]
marzo 16, 2012
AgencyCan Insurance Help Your Credit Rating?
As if you needed an additional incentive to have insurance, consider this: Insurance may help keep your credit rating intact after an insurable incident. Insurance can’t necessarily fix a credit rating, but it can preserve it by preventing debt and creating cash flow. Preventing Debt If you were to experience an insurable incident that ruined […]
marzo 19, 2012
AgencyWhat is Commercial Insurance?
Commercial insurance is insurance for a business. In fact, it is one of the most important investments a business owner can make. Commercial insurance can be instrumental in protecting a business from potential loss caused by unforeseen and unfortunate circumstances. Commercial insurance can provide valuable protection against such things as theft, property damage, and liability. […]