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Auto Insurance

Driving in the countryWhy do you need auto insurance?
It's really all about protecting yourself financially.

  • If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

Questions to ask your agent
Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
  • What is the insurance company's level of service and ability to pay claims?
  • What discounts are available? (Ask about good driver, multiple policy and student discounts.)
  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

Austin, Texas

Our story as Texas capital began in the mid 1800s. The time brought tremendous growth to the tiny settlement formerly known as Waterloo that had been carved out of the wilderness. The 1850s saw the first building boom with the construction of the first permanent, limestone Capitol building (1853), as well as the Governor’s Mansion (1856). A second building boom occurred in the 1870s with the arrival of the railroad in 1871. After a fire destroyed the limestone Capitol, the current granite Capitol was built and, after seven years, opened in 1888. At 302 feet high, it stands 14 ½ feet taller than the Capitol building in Washington, D.C. and is the largest of the nation’s statehouses.

The late 1880s also served as another boom period in Austin. The area’s settler population, originally comprised of immigrants from Germany, Sweden and Mexico, quickly grew. An impressive skyline began to take shape. The spectacular Driskill Hotel opened, which remains one of the city's most distinctive landmarks. And Austin became a college town, with the founding of the University of Texas at Austin.

Austin’s population historically doubles every 20 years. And much of the city's most recent growth is a result of a technology boom. For the past two decades, Austin has made history as a leader in both technology and creativity. From the launch of Dell, a Fortune 500 company, to the growth of Austin as a music and film center, Austin is on the move. And gaining attention worldwide as a hub for education, business, health, green living and as a welcoming community.

When we say "come as you are" in Austin, we mean it. The Live Music Capital of the World® plays to a diverse population of cultures, political leanings and lifestyles. The Mexican American Cultural Center anchors the Hispanic community, as does the George Washington Carver Museum and Cultural Center for the city's African-American neighborhoods. An increasing Asian influence has resulted in many festivals, parades, marketplaces and cultural performances. And Austin has long been regarded as one of the friendliest cities in the country for GLBT travelers and residents.


At Contractors Insurance Services we make having insurance easier. You can make your payments in our office, over the phone or online. Ask us to re-shop your policy when you renew or make changes. Contact us today for an Austin Auto Insurance quote and let us go to work for you.

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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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Also serving these Austin area communities in Texas:  Bastrop, Buda, Cedar Park, Cedar Creek, Killeen, Kyle and Pflugerville.