April 17, 2013
AgencyWhat are the Main Factors that Increase my Home Insurance Premiums?
We all know how important Round Rock home insurance is in giving you financial security and peace of mind, especially if you’re at risk of experiencing a flood, fire, or any other number of natural disasters. Equally important, however, is the cost of home insurance coverage, something which is affected by a range of different […]
October 1, 2012
AgencyLegal Fees and Home Insurance
Behind every good Round Rock home insurance policy is a team of legal experts ready to go to court and fight on the homeowner’s behalf. Many people don’t realize it, but their home insurance policy benefits include payment of certain legal fees. Not only does this include court costs but it also includes lawyer’s fees […]
August 25, 2012
AgencyClothes Dryer Fires Cost $35 Million a Year
An estimated 2,900 clothes dryer fires in residential buildings are reported to U.S. fire departments each year and cause an estimated $35 million in property losses, according to a new government report. The report by the U.S. Fire Administration (USFA) said that 84 percent of clothes dryer fires took place in residential buildings. Also, according […]
July 11, 2012
AgencyPreparing for a Home Disaster
As wild fires rage through Western states, many as-yet unaffected homeowners are asking themselves what they can do to prepare for a future disaster that could prove devastating to their home and property. Thankfully, there is much all homeowners can do to prepare for any kind of disaster, as long as they start the preparations […]
May 24, 2012
AgencyHomeowners Insurance for the First-time Homebuyer
Insurance policies can be hard for any consumer to fully comprehend, but first-time homebuyers are in a stickier circumstance than many after all, here you have a plan of insurance intended to protect your biggest asset, and it is not only difficult to comprehend but also has several caveats that, by not understanding them, could […]
April 2, 2012
AgencyHomeowners Insurance Rates To Rise In 2012
by David Schaper RENEE MONTAGNE, HOST: When it comes to weather-related catastrophes in the U.S., 2011 was a record year. A dozen disasters each caused damage costing at least a billion dollars. And one result, reports NPR’s David Schaper: those tornadoes, blizzards, floods, fires and hurricanes are driving up homeowner insurance rates. DAVID SCHAPER, BYLINE: […]
October 19, 2011
AgencyThe Difference Between Replacement Cost and Actual Cash Value on a Home
Most people know that Insurance companies are good about reimbursing you when you have experienced a loss that falls within the parameters of your home insurance policy. But how much do they know about the mechanics of that reimbursement? What you might not realize is that your insurance policy may entitle you to one of […]
August 16, 2011
AgencyAustin Home Insurance: Reducing Seasonal Liability Risks
Every season brings with it a unique weather pattern, an interesting affect on plant life, and liabilities that leave homeowners at risk for expensive property and injury claims. Let’s take a look at each season and the unique risks homeowners need to look out for. Winter In the winter, homeowners face frozen, icy driveways and […]